01
Sign your authorization
Provide your contact information, review the disclosures, and authorize First Lane Credit to review the credit-report information you provide.
Secure Authorization
Start Your Credit Review With Confidence.
Review the process, understand the costs, and authorize First Lane Credit to complete your initial credit-report review. After signing, you will continue to our secure self-service enrollment page.
No First Lane Credit service fee is collected on this page
1
Review and authorize
2
Complete secure signup
3
Begin your review
A Clear Process
What happens from here?
This page is the first step. It allows us to collect your contact information and authorization before directing you to the secure self-service enrollment system.
02
Complete secure enrollment
After signing, you will be redirected to our secure self-service signup page to create your client account, review your full service agreement, and establish credit-report access.
03
Begin your personalized review
Once your enrollment and report access are complete, our team can begin evaluating your credit profile and preparing your next steps.
Clear Pricing
Understand the two separate services.
First Lane Credit services and third-party credit monitoring are billed separately. The monitoring subscription gives you access to updated credit-report information needed for accurate monthly review.
First Lane Credit
$99
per service cycle
Billed only after the services for the applicable 30-day cycle have been completed.
- No setup fee
- No First Lane Credit payment collected on this page
- Credit-report review and analysis
- Dispute correspondence when appropriate
- Ongoing credit education and recommendations
Recommended Credit Monitoring
$1
for the first 7 days
Credit Hero Score is $19.99 per month after the trial period unless canceled directly with the provider.
- Provided and billed by a third party
- Separate from the First Lane Credit service fee
- Provides access to updated credit-report information
- Helps us evaluate changes and monitor progress monthly
- Automatically renews unless canceled
Credit Hero Score is our recommended monitoring provider. You are not
required to purchase Credit Hero Score specifically; however, ongoing
access to compatible, current credit-report information is necessary
for monthly report reviews. If you do not maintain compatible
monitoring, you will need to provide updated reports through another
method accepted by First Lane Credit.
Your Authorization
What you are authorizing today.
This authorization is not the complete credit-repair service agreement. Paid services and dispute activity will not begin until you complete the separate secure enrollment process.
Initial credit-report review
You authorize First Lane Credit to access and review the credit-report information you provide through an approved monitoring or report-access service.
- Review information reported by Experian, Equifax, and TransUnion
- Identify information that may appear inaccurate, incomplete, outdated, or unverifiable
- Discuss your credit profile and possible next steps with you
What does not begin yet
Signing this authorization does not begin a paid service cycle and does not authorize First Lane Credit to submit dispute correspondence before you complete the separate service agreement and secure enrollment.
What happens after signing
You will be redirected to our CRM-managed self-service signup page, where you can complete the remaining enrollment, credit-monitoring setup, full written agreement, and client account creation.
Important Information
Know your rights and expectations.
Review the following information before completing the secure authorization form.
No guarantee of specific results
First Lane Credit does not guarantee a specific credit-score increase, removal of any particular item, approval for a mortgage or other credit product, or a specific completion date.
Results vary based on each consumer's credit history, the accuracy and completeness of the reported information, documentation provided, and the responses of credit bureaus, creditors, and data furnishers.
Important consumer rights
You have the right to receive a complete written service agreement and applicable consumer disclosures before paid credit-repair services begin.
- You may dispute inaccurate information directly with the credit bureaus at no cost.
- You will receive information about your cancellation rights with the full service agreement.
- You will not be charged a First Lane Credit service fee before the applicable services are performed.
This summary is provided for convenience and does not replace the complete disclosures, service agreement, or cancellation notice presented during secure enrollment.
Communication authorization
You may select your preferred method for receiving service-related information. Service communications may include enrollment instructions, document requests, report updates, account notifications, and progress information.
Any optional consent to receive promotional or marketing messages should be presented separately from required service-related communications.
Credit monitoring and report access
Credit monitoring is provided by a third party and billed separately from First Lane Credit. Credit Hero Score currently offers a $1 seven-day trial and renews at $19.99 per month unless canceled.
Although you are not required to purchase Credit Hero Score specifically, First Lane Credit requires ongoing access to compatible updated credit-report information to perform monthly report reviews and monitor progress.
Secure Authorization
Review, sign, and continue.
Complete the form below. After submission, you will be redirected to the secure self-service signup page to finish your enrollment.
Your information will be used to process your authorization and enrollment. Review our Privacy Policy and Terms and Conditions .