Let’s Build a Brighter Financial Future Together.

Your credit doesn’t tell the whole story—and you don’t have to fix it alone. We’re here to walk with you step by step, offering real support and proven solutions to help you move toward a brighter financial future.

Get Started

Kick things off with a quick and easy sign-up!
No complicated forms or confusing steps; just a simple way to begin your credit repair journey. We’ll get to know your goals and set you up with everything you need to move forward confidently.

Learn the Credit Game

We’ll show you smart, practical tips to boost your credit the right way.
From budgeting tricks to understanding your credit report, we break it all down in plain English. No lectures—just helpful tools you can actually use.

Watch the Wins Add Up

As we work behind the scenes, you’ll start seeing real progress.
Disputes get handled, scores improve, and those financial goals? They start looking a lot more reachable. We’ll celebrate each win with you!

How It Works

A fresh start is closer than you think.

We make credit repair simple, with fast results, full access to your credit reports and scores, and a commitment to your satisfaction every step of the way. Let’s move forward together.

How We Help You Get Back on Track

We make it easier to boost your credit scores by helping remove the negative inaccurate stuff holding you back—like late payments, collections, and more. Let’s clean up your credit and open the door to better opportunities!

Your Credit Snapshot

No need to chase down your reports. We’ll grab them for you as soon as you enroll. You’ll see where your credit stands from the very beginning, and better yet, you’ll get to watch your scores climb with monthly updates.

We’re All About Score Growth

We don’t just fix credit reports, we build credit health. While most services stop at basic disputes, we go further, using smart strategies to help grow your credit score where it counts. Because when lenders look, they’re looking at your score first.

Track Your Progress 24/7

Your credit journey should never feel like a mystery. Log in anytime to view your progress, see what’s been updated, and connect with us if you need help. Transparency is our thing; because your trust matters.

We Fight Hard—So You Don’t Have To

Sometimes the credit bureaus or creditors push back, but we push harder. We escalate disputes when needed and challenge unverified items to help you get the clean, accurate credit report you deserve.

Our Satisfaction Promise

We believe in what we do, and we want you to feel confident too. If you stick with us for 6 months and don’t see any results, we’ll give you your money back. No stress, no hassle. Just honest help with a real guarantee.

More Than Credit Repair

Your life doesn’t fit in a template, and neither should your credit support. That’s why we offer flexible, real-world help when you need it; because fixing your credit is just one part of building your future.

No pressure, no judgment—just real help that works.

Your Business Goals a Confidence

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Frequently Asked Questions

So, how does credit repair actually work?

Great question! We start by taking a close look at your credit reports to spot any errors or negative items that might
be dragging your score down. Then, we roll up our sleeves and work with the credit bureaus to get those items
fixed or removed—while also giving you helpful tips to build better credit along the way.

What kinds of things can you remove from my credit report?

We can help challenge things like late payments, collections, charge-offs, repossessions, bankruptcies, and more— as long as they’re inaccurate, outdated, or can’t be verified. If something doesn’t look right, we’re on it.

How long before I start seeing results?

Most people start seeing changes within the first 30–90 days! That said, every credit report is different, so timelines can vary. We do recommend staying in the program for at least 6 months to get the best possible results.

Will this help my credit score go up?

That’s the goal! When we help remove harmful or incorrect items from your report, it often gives your score a healthy boost. Plus, we’ll give you simple, actionable tips to help raise your score even more over time.

Is credit repair even legal?

Yes—100% legal! The Fair Credit Reporting Act (FCRA) gives you the right to challenge anything on your credit report that’s inaccurate or unfair. We’re just here to make that process easier and more effective for you.

Can’t I just do this myself?

You sure can, and some people do! But credit repair can be time-consuming and tricky, especially if you’re not sure where to start. That’s why many people choose to work with us. We handle the heavy lifting while you focus on
your goals.

What happens if I don’t see any changes?

We’ve got you covered. If you stick with us for 6 months and don’t see any real results, we’ll refund your money. No
fine print, no hassle. Just a promise to treat you right.

How much does it cost?

Our credit repair services are structured to be simple and transparent.
The program begins with a one-time onboarding fee of $145, which covers your credit review, personalized action plan, document preparation, and account setup. Ongoing services are provided through a $99 monthly service, which includes continued support, dispute activity, education, and periodic progress reviews.

The length of time in the program varies based on individual credit profiles, but many clients participate for several months. If additional services are needed beyond that timeframe, we’ll review available options together. There are no hidden fees or long-term commitments, just clear pricing and straightforward support throughout the process.

ready to take the first step toward better creadit?

You don’t have to do it alone-and you don’t have to wait. Join hundreds of others who’ve taken control of their credit and started fresh. Let’s get started on your journey today!

Here's What We'll Do For You

We’ll put together personalized dispute rounds each month to send to the credit bureaus—and if needed, to creditors and collectors too.
We’ll review your updated credit reports through your monitoring service so we can track progress together.
Got new documents? We’ll look them over and handle anything that needs attention.
If necessary, we’ll file official complaints with the right agencies on your behalf—so you don’t have to stress.
You’ll get helpful emails along the way to guide you through improving your credit and understanding the restoration process.
Your online client portal will stay up to date so you can see your credit journey in real time.
Need a quick update or have questions? We’re just a phone call away and happy to talk things through

Real Credit Help, Real Results

Simple. Transparent. Designed to Get You Results.

$

145

One-Time Onboarding

Then just $99/month

No hidden fees
Full access to all services
Most clients complete the program within 6 months

We believe in keeping pricing simple and transparent.
Your service begins with a one-time onboarding fee that covers a credit review, account evaluation, document preparation, and program setup. Ongoing services are provided through a monthly service fee, which may include dispute processing, support, educational resources, and periodic progress reviews. Timeframes vary based on individual credit profiles; however, many clients participate in the program for several months. If additional services are needed beyond that time, we’ll review available options together, without obligation or pressure.

Disclaimer: First Lane Credit does not guarantee the removal of any specific items from a consumer’s credit report or any particular credit score increase. Results vary based on individual credit profiles, creditor responses, and other factors. Services are provided in accordance with the Credit Repair Organizations Act (CROA), and consumers have the right to cancel services as permitted by law.